Target HR = RHR + % Intensity × (Max HR − RHR)
Target HR = % Intensity × Max HR
Max heart rate and heart rate reserve give ranges about 20 BPM apart. RunBeat lets you pick either, and recommends heart rate reserve because it counts your resting heart rate too, so the zones fit you instead of an average runner your age.
Zone 2 is the 60–70% band most of your week runs in, and 90 to 95% of max is where VO2 max intervals sit.
Or skip the mental math on the run: RunBeat coaches your zones through your headphones in real time.